Cash Management

Cash Management

Cash is your business's lifeblood. If you haven't considered cash management an important issue, then you're probably undermining your business's short-term stability and its long-term survival. First Business Bank offers several cash management services to keep your company healthy and strong.

ACH Origination

Whether you are looking to offer direct deposit to your employees or pay your vendors electronically, ACH Origination is a great way to reduce the expense of printed checks and control the timing of your payments.

Courier Service

Can’t get to the bank? With Courier Service, we can arrange to have your bank deposits picked up daily and delivered to the bank for processing, eliminating non productive work time.

Cash Vault Service

For businesses that regularly deposit or order cash, this service allows clients to deposit coin, currency, and checks, or receive orders of coin and currency, via Armored Carrier in a secure and efficient manner.

Online Banking

Our online banking product allows you the ability to access your First Business Bank accounts directly from the Internet. You can check your balance position, view account activity (including paid check images), transfer funds between accounts, originate ACH files and initiate outgoing wires as well as a variety of other services.

Remote Deposit Capture

Make deposits directly to your First Business Bank accounts without ever having to leave your office. First Business Bank will provide you free of charge our Remote Deposit Capture scanner so you can electronically create an image file which is transmitted to the bank for processing on your behalf.

Sweep Accounts

Automatically move funds between your deposit accounts and a loan or another deposit account.

  • Zero Balance Accounting - Moves funds efficiently between parent and subsidiary accounts
  • Overdraft Protection – Ensure your check payments are honored with automatic overdraft protection from available funds in another deposit account or from a line of credit
  • Excess Balance Sweep – Maximize the return on your deposit balances by automatically sweeping excess funds into an interest bearing account

Tax Payments

Federal and State tax payments can be made through our Online Banking product from the convenience of your office.