Savings, Money Markets & CD's

Business Savings
Monthly Fee:	$5.00
Requirements for Monthly Fee Waiver:	Minimum daily balance of $500.00
Minimum Opening Balance:	$100.00
Account Benefits:	Interest is paid on balances in excess of $500.00
Transaction Limits	N/A
Excess Transaction Fees	N/A

Business Money Market
Monthly Fee:	$10.00
Requirements for Monthly Fee Waiver:	Minimum daily balance of $5,000.00 -or- Average monthly balance of $10,000.00
Minimum Opening Balance:	$5,000.00
Account Benefits:	Tiered interest rates based on balances
Transaction Limits	Maximum of six withdrawals and transfers per month
Excess Transaction Fees	$10.00

Certificates of Deposit
Monthly Fee:	$0.00
Requirements for Monthly Fee Waiver:	N/A
Minimum Opening Balance:	$1,000.00
Account Benefits:	Early Withdrawal Penalty: 7 to 31 days – Equal to the accrued interest or the interest on half of the term, whichever is greater 32 days to 365 days – Equal to 30 days interest on the amount withdrawn whether or not the interest has accrued Terms in excess of 365 days – Equal to 90 days interest on the amount withdrawn whether or not the interest has accrued
Transaction Limits	N/A
Excess Transaction Fees	N/A